Generally, if you sustain injuries during the course of your employment, you are entitled to worker’s compensation. If you establish a case for worker’s compensation you are generally entitled to the following three forms of medical and/or compensatory relief:
- Medical bills. Your employer must cover all medical bills in connection with your injuries for no more than two doctors of your choice. It should be noted, however, that if you choose one doctor, and he refers you to another doctor, who later refers you to yet another doctor, YOU still have only chosen ONE doctor (the reasoning being that these additional doctors were chosen by your original doctor and/or subsequent doctors);
- Total Temporary Disability (“TTD”). This is a temporary form of relief that equates to 2/3 of your Average Weekly Wage (“AWW”). An employee that is not able to return to work as a result of his or her work-related injury, is supposed to receive TTD for each pay period until he or she is able to return to work;
- Permanent Partial Disability (“PPD”). This is the lump sum settlement that you receive at the conclusion of your case. It is important to understand that this settlement amount does not generally include such things as pain and suffering, emotional distress, loss of consortium, or any of the other forms of relief that a person might be entitled to in a standard personal injury case (i.e. car accident, etc.). There are multiple different variables that are taken into consideration in computing this number. For generic definition purposes, this usually consists of the following: each area of your body and/or body part is worth so many weeks; the lawyers then argue how much permanent loss you have experienced as a result of your work-related injury to that particular area of your body and/or body part; and finally, they multiply that part of your loss by how many weeks that area of your body and/or body part is associated with and then multiply that number by sixty percent (60%) of your AWW. Although that’s a mouth-full, we’re confident that we can better explain this to you in person, during a free consultation with an attorney at one of our offices.
* There are other types of relief that can be obtained other than those outlined above; however, these are the most popular.